Find the Right Insurance for Your Business

Protecting your business with the right commercial insurance policies is crucial for long-term success and peace of mind. At MK Dignum Insurance Agency, we understand the unique insurance needs of businesses in Latham, NY, and beyond.

We offer a comprehensive range of commercial insurance options to safeguard your company against various risks and liabilities. Our commercial insurance policies include:

• Commercial auto insurance
• General liability insurance
• Professional liability insurance
• Cyber liability insurance
• Business owners’ policy (BOP)

Contact MK Dignum today to discuss your specific commercial insurance needs and ensure your business is adequately protected.

Understanding Commercial Insurance Requirements

As a business owner, it's essential to understand the insurance requirements that apply to your company. In New York, if your business owns a commercial vehicle, you must obtain commercial auto insurance. The minimum coverage requirements include:

• $25,000 per person and $50,000 per accident for bodily injury
• $50,000 per person and $10,000 per accident for liability for death
• $10,000 per accident for property damage
• $50,000 for personal injury protection
• $25,000 per person and $50,000 per accident for uninsured motorist coverage

However, commercial auto insurance is just one aspect of comprehensive business protection. Depending on your industry and specific risks, you may need additional coverage options:

• General Liability: Protects against common risks like injuries and customer property damage
• Professional Liability: Covers lawsuits related to missed deadlines or mistakes
• Cyber Liability: Safeguards against cyber-attacks and data breaches
• Business Owners Policy (BOP): Combines property and general liability coverage

MK Dignum can help you navigate these options and create a tailored insurance package that meets your business's unique needs.

Why Choose MK Dignum

When it comes to protecting your business with commercial insurance policies, MK Dignum stands out as a trusted partner. Here's why businesses in Latham, NY, and surrounding areas choose us:

• Free quotes usually within 24 business hours
• Extensive industry expertise
• Trustworthy and community-oriented approach
• Established in 2014 with a proven track record
• Over 50 years of combined industry experience
• Family and locally owned and operated

Our commitment to providing personalized service and comprehensive coverage ensures that your business receives the protection it deserves. We take the time to understand your specific needs and tailor our policies accordingly.

Contact Us

Don't leave your business vulnerable to unforeseen risks. MK Dignum is here to help you navigate the complex world of commercial insurance policies. Our team of experienced professionals is ready to assess your needs and provide tailored solutions that offer comprehensive protection for your business.

Whether you're a new business owner looking for your first policy or an established company seeking to review and update your coverage, we're here to assist. Reach out to MK Dignum today to ensure your business has the right commercial insurance policies in place. Let us help you safeguard your company's future and give you the peace of mind you deserve.